Codetrain Africa Study Now Pay Later

Codetrain is excited to announce its partnership with Chancen International, introducing an innovative financial model for students. This model empowers individuals without immediate financial resources to pursue their studies now and pay later. The initiative kicks off with a pilot program, initially supporting 20 students on their educational journey.

About Chancen International

CHANCEN International is a not-for-profit organization that provides an ethical, fair, and responsible financing model for young people in Ghana and in Africa to access quality tertiary education. This model of financing is called an Income Share Agreement (ISA).

What is Income Share Agreement?

An Income Share Agreement (ISA) is a fair and ethical way for you to finance your education without creating any burdensome debt. You get the freedom to focus on your studies without any pressure and enter the world of work focusing things that really matter.

Benefits of Income share Agreement (ISA)
  • You study now and pay later.
  • You start paying when you start making an income.
  • You only pay a certain percentage of your net income during repayment.
  • Your repayment is capped so that you are not saddled with debt.
  • Your repayments go towards the fund for the next generation.
Requirements for applicants
  • Ghana Card
  • Recent Passport Photos (no more than 6 months).
  • Age between 18-35.
  • Evidence of loans from Credit Bureau/SSNIT. Must be in good standing.
  • Must not be enrolled in a National Service program for the duration of the Course.
  • You must have 2 guardians (1 Family member, 1 Relative/friend).
  • Proof of address.

Application ends on the 12th of March 2024. Class starts April/May.


For any enquiry/information

Call 0545792397